Comprehensive Health insurance Plan
| Title | Description |
|---|---|
| Title | Description |
| Room Rent Limit | Under Support:- 1% of SI, Under Secure:- Covered up to SI; Single private room , Under Support Plus:- Covered up to SI; No room rent capping, Under Shield:- Covered up to SI; No room rent capping, Premium:- Covered up to SI; No room rent capping |
| ICU Daily Rent Limit | Under Support:- upto 2% Of SI, Under Secure:- up to SI, Single private room , Under Support Plus:- up to SI, No room rent capping, Under Shield:- up to SI, No room rent capping, Premium:- up to SI, No room rent capping |
| Pre-Hospitalization Expenses | Under Support:- 30 days, Under Secure:- 30 days, Under Support Plus:- 30 days, Under Shield:- 60 days, Premium:- 60 days |
| Post Hospitalization Expenses | Under Support:- 60 days, Under Secure:- 60 days, Under Support Plus:- 60 days, Under Shield:- 90 days, Premium:- 90 days |
| Minimum Hospitalization Period | 24 hours |
| Day Care Procedure Coverage | Covered up to Sum Insured |
| Additional Cover for Critical Illness | Optional |
| Automatic Restoration of Sum Insured | Up to 100% of Sum Insured |
| Pre-Existing Disease / Illness coverage | Under Support:- 4 years, Under Secure:- 3 years, Under Support Plus:- 3 years, Under Shield:- 3 years, Premium:- 2 years |
| Waiting Period for New Policy | 30 days. |
| Co-Payment | 10% or 20% co-payment optional cover and avail discount on premium. |
| Medical Screening | NA |
| Free Health Checkup | Annual free health check-up irrespective of claims in a policy year. |
| Ambulance Expenses | Under Support:- Up to Rs. 2,000, Under Secure:- Up to 2,500, Under Support Plus:- Up to Rs. 5,000, Under Shield:- Up to Rs. 7,500, Premium:- Up to Rs. 10,000 |
| Non-Allopathic Treatments | Under Support:- 10% of SI, Under Secure:- 10% of SI, Under Support Plus:- 50% of SI, Under Shield:- Covered up to SI, Premium:- Covered up to SI |
| New Born Baby Cover | NA |
| Daily Hospitalization Allowance | NA |
| Donor Expenses | Upto SI |
| Attendant Allowance | NA |
| Nursing Allowance | NA |
| No Claim Discount | NA |
| No Claim Bonus | Under Support:- 10% max 50%, Under Secure:- 10% max 50%, Under Support Plus:- 10% max 100%, Under Shield:- 10% max 100%, Premium:- 10% max 100% |
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