Disclaimer: This calculator is meant for illustrative purposes only. It compares two simplified strategies for the same extra monthly amount over the same tenure - using it to prepay your home loan (reducing tenure and interest) versus investing it in a SIP at an assumed constant rate of return. It does not account for tax benefits on home loan interest, prepayment charges, or market volatility. There is no assurance or guarantee that the values shown here would be achieved. Please consult our advisors before making a prepayment or investment decision.